For two people and one set of bills

Joint money, minus the monthly argument.

One shared account for the things you both pay for, and separate ones for everything else. Alder splits the bills the way you actually agreed to, and shows both of you the same numbers.

No monthly fee Deposits insured to £85,000 Leave any time
Shared pot

£2,840.16

Rent, energy, groceries, the cat

Priya pays62%
Sam pays38%
Rent£1,450
Energy£186
Food£312

This month

£412

Under budget by £88

Next bill

Council tax

Thursday · £214 · split evenly

Sam's own account

Yours alone. Priya never sees it.

£1,120

Built for the awkward parts.

The maths is easy. Agreeing on it is the hard bit, so that is what Alder is actually for.

Split by income, not by half

Set the ratio once and every shared bill follows it. Change jobs, change the ratio, and past months stay as they were.

Nothing lands as a surprise

Both of you get the same notice, at the same time, three days before anything leaves the account.

Separate stays separate

Your own account is yours. Alder shows your partner what you contribute to the shared pot, and not one transaction more.

Why we built it

We kept a shared spreadsheet for four years. It was never once up to date, and it was never once the real problem.

Priya Raman, co-founder

1

Open the shared account

Two minutes, both of you, from your phones.

2

Agree the ratio

Even, by income, or a number you pick yourselves.

3

Point the bills at it

Alder moves each person's share across the day before.

4

Stop talking about it

Which was the entire point of the exercise.

Money is easier when you can both see it.

No monthly fee, no minimum balance, and you can close it whenever you like. We would rather you stayed because it works.

Open an account