£2,840.16
One shared account for the things you both pay for, and separate ones for everything else. Alder splits the bills the way you actually agreed to, and shows both of you the same numbers.
£2,840.16
£412
£1,120
The maths is easy. Agreeing on it is the hard bit, so that is what Alder is actually for.
Set the ratio once and every shared bill follows it. Change jobs, change the ratio, and past months stay as they were.
Both of you get the same notice, at the same time, three days before anything leaves the account.
Your own account is yours. Alder shows your partner what you contribute to the shared pot, and not one transaction more.
We kept a shared spreadsheet for four years. It was never once up to date, and it was never once the real problem.
Two minutes, both of you, from your phones.
Even, by income, or a number you pick yourselves.
Alder moves each person's share across the day before.
Which was the entire point of the exercise.
No monthly fee, no minimum balance, and you can close it whenever you like. We would rather you stayed because it works.
Open an account